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www.RetireOnYourTerms.com Please read the following carefully before using the RetireOnYourTerms.com web site. This Internet site is sponsored by the National Association for Variable Annuities ("NAVA, "we," or "us"). By using this site, you agree to the following terms, conditions, and notices. If you do not agree, please do not use this site. We reserve the right to change the terms, conditions, and notices. You are responsible for reviewing them regularly. This site is designed to provide accurate and authoritative information about the subject matter covered. It is provided with the understanding that NAVA is not engaged in legal, accounting, or other professional service. If you require legal advice or other expert assistance, you should seek the services of a competent professional person. Disclaimers NAVA does not assume any responsibility for consequences resulting from the use of this web site or the information on the site. We do not assume responsibility in any respect for the content of such information, including (but not limited to) errors or omissions, the accuracy or reasonableness of assumptions, studies, or conclusions, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy, or personal rights of others. We are not responsible for, and we expressly disclaim all liability for, damages of any kind arising out of your use, reference to, or reliance on such information, or arising out of your use of this site. We do not make any guarantees or warranties, including (but not limited to) any express or implied warranties of merchantability or fitness for a particular use or purpose, with respect to such information. This web site may contain links to other Internet addresses, or you may have reached this site through a link from another Internet address. Such external Internet addresses contain information created, published, maintained, or otherwise posted by other institutions or organizations. These organizations are independent of NAVA. NAVA does not endorse, approve, certify, or control these external Internet addresses and does not guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at those addresses. Your use of such information is voluntary, and you should rely on it only after an independent review of its accuracy, completeness, efficacy, and timeliness. If any specific commercial product, process, or service is referred to in such information by trade name, trademark, service mark, manufacturer, or otherwise, that reference does not constitute or imply endorsement, recommendation, or favoring by NAVA. Copyright, Trademark, and Registered Mark Notices Copyright © 2000 by the National Association for Variable Annuities. All Rights Reserved. The contents of all material available on this Web site are copyrighted by the National Association for Variable Annuities unless otherwise indicated. Copyright is not claimed as to any part of an original work prepared by a U.S. or state government officer or employee as part of that person's official duties, nor is copyright claimed as to the contents of any of the Web pages in the "Product Information" section of this site. All rights are reserved by NAVA, and content may not be reproduced, downloaded, disseminated, published, or transferred in any form or by any means, except with the prior written permission of NAVA. Copyright infringement is a violation of federal law subject to criminal and civil penalties. RetireOnYourTerms.com is a trademark of the National Association for Variable Annuities. The names of companies and products mentioned in this Web site may be the trademarks of their respective owners. Retire on Your Terms ® is a registered mark of the National Association for Variable Annuities. Portions of the information available on the Web site were derived from Creating Retirement Income (1998 Lightbulb Press). NAVA and Lightbulb Press are joint owners of the copyright rights in Creating Retirement Income in the United States and in foreign jurisdictions. |
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